Nicky has had the privilege of assisting consumers with their finance needs for several years now. Her experience started with a local Federal Credit Union as a Loan counselor where she originated loans for personal use, cars, and debt consolidation. About 5 years after that, she transitioned to the mortgage industry. Nicky started off as a processor, was then promoted to loan officer, and eventually gained a promotion to Sales and Operations Management for a National Homebuilders in-house lender. She has had the opportunity to work with and gain knowledge from the smaller local companies to the well-known national banks. Nicky currently holds a position as a Sr. Mortgage Loan Officer and as a Sales Manager. She is also certified in using Reverse Mortgages as an integral piece of retirement planning.