Derick Johnson

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About Derick

Hello and welcome! I am here to help you navigate the process of financing your dream home and can’t wait for us to get started! Whether you're a first-time homebuyer or looking to refinance, I am committed to finding the best mortgage option that fits your unique needs. Buying a home is one of the largest financial decisions a person will make in their entire life, and I look forward to making the process of that decision as smooth and easy as possible as we go through it all together step-by-step. Let's make your homeownership dreams a reality!

My Reviews

At The Wood Group, we treat each loan like it’s our own. We understand that a home may be the largest purchase of your life! Check out what some of my past borrowers are saying about me as their mortgage adviser. It’s a real honor serving veterans, first-time buyers, and every Texan family looking for the right place to call home.

Curb Appeal and Why It Matters

Curb appeal will not only make your home more inviting, but will increase its value as well. It is easier than you think to update and upgrade your home’s appearance.
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Possible Relief for Homebuyers

Some would-have-been homebuyers are regretting their decision to wait during COVID-era rates. Now they're looking at second chances as home prices cool down.
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5 Texas Rivers

Texas rivers provide places to relax, cool off, and have fun. Learn more about what rivers around the state have to offer during the hot summer months.
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Title Insurance Scenarios

Title insurance is part of nearly every real estate closing in Texas, but few people know what it actually does. Learn more about when it can be useful.
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A/C Problems & Causes

What's that sound? What causes an A/C to lose cool air? Check out the most common home A/C problems, what caused them, and if you can diagnose it yourself.
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Buying Unplatted Land

In modern times, unplatted land is often the result of mistakes in the original survey. Can you buy this kind of land? What are the challenges? Learn more.
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Summer Foundation Care

Learn how hot temperatures affect a home's foundation, and what you can do to protect it during a Texas summer.
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How Hurricane Zones Affect Texas Homebuyers

Hurricanes are an inevitable risk near the Texas coastline. What will be different in your mortgage process if you buy a home there? Learn more.
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More than Mortgages

As your local lenders, we're prepared to assist you with personal financing even beyond your mortgage! We've partnered with LightStream to offer additional financing programs for both Home Improvement and Debt Consolidation. We can even provide guidance for auto loans, recreation loans, medical loans, and more. Learn more about our featured programs through LightStream and get started now!

LightStream Disclaimers

All loans are subject to credit approval by LightStream. If approved, your APR will be based on loan purpose, amount, term andyour credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Banking and lending products and services are provided by LightStream, a division of Truist Bank, Member FDIC and EqualHousing Lender . © 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of TruistFinancial Corporation. All other trademarks are the property of their respective owners.